Musoni System and LendXS Collaborate with Ugacof to Launch Digital Smallholder Lending Project

Musoni System and LendXS are thrilled to announce the launch of their groundbreaking digital smallholder lending project in collaboration with Ugacof. Ugacof is the Uganda-based sister company of Sucafina, the leading sustainable Farm to Roaster coffee company.

Through this innovative partnership, Ugacof will empower smallholder farmers in Uganda by providing them with the much-needed financing to procure essential pesticides and fertilisers, enhance their harvesting capabilities, and make crucial investments in their farms.

By leveraging a cutting-edge core banking system and digitalisation tools, this project will foster stronger relationships between Ugacof and its farmers, ultimately enabling them to thrive in the face of financial and accessibility challenges.

“We are delighted to see this project go live and contribute to the sustainable growth of Ugacof and its partner smallholder farmers,” stated Kennedy Murega, Project Manager at LendXS. “By harnessing the power of digital technology and our collective expertise, we aim to create lasting positive impacts within the local coffee farming communities.”

In addition to supporting farmers with essential financial services, the project is aligned with Sucafina’s commitment to economic, environmental, and social sustainability. By ensuring that the farmers have access to necessary resources and funds, the initiative incentivises regenerative practices and enables ‘green’ premiums to reward long-term sustainable farming practices.

“This partnership represents a pivotal moment for smallholder farmers associated with Ugacof and Sucafina. We are excited to play a role in this transformative journey,” said Martijn Deddens, Head of Product at Musoni System. “Together, we envision a future where farmers can flourish economically while adopting sustainable practices in coffee cultivation.”

“We are proud to partner with Musoni System and LendXS on this digital smallholder lending project,” said Joe Hage-Chahine, Managing Director of Ugacof. “The project fosters greater prosperity and resilience among Ugacof’s farmers, improving their livelihoods and enabling them to meet the increasing demands of the coffee market while promoting sustainable practices.”

About Ugacof: Ugacof is the Uganda-based sister company of Sucafina, the leading sustainable Farm to Roaster coffee company, with a family tradition in commodities that stretches back to 1905. Today, with more than 1,400 employees in 36 countries, we help stakeholders worldwide to find the perfect coffee solutions. We embed technology, innovation, and sustainability throughout the supply chain, creating shared value for all by Investing in Farmers, Caring for People, and Protecting Our Planet. For more information, visit

About LendXS: LendXS provides low-cost software as a service, and cloud-based fintech solutions that allow rural financial institutions to reduce operating costs and improve the quality of their lending portfolio. The LendXS tools include easy-to-use digital workflow management and data collection technology and crop-specific credit scoring and loan performance management tools. These allow lenders to improve their credit risk analyses, to make faster, better-informed loan decisions and to improve their efficiency and productivity.  Visit LendXS at

About Musoni System: Musoni is the leading digitalisation partner for microfinance institutions worldwide. We help organisations improve their efficiency and extent their outreach through various fintech solutions. These include a cloud banking system, digital field application, and mobile payments module. We have over a decade of experience and now support over 70 organisations in 30 different countries. We take pride in our hands-on and personalised approach, with local teams in the Netherlands, Kenya and Myanmar. Visit Musoni at

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