The Musoni System

the award-winning banking software for microfinance organisations


Cloud Based

All you need to access the Musoni System is a reliable internet connection and a modern web browser – we guarantee an up-time of over 99.97%. Learn more here.


Low Cost

Flexible and affordable pricing structure enabling MFIs to benefit regardless of their size. View our pricing here


Award winning

Winner of multiple awards for technology, financial inclusion & innovation in microfinance. 


Mobile Money Integration

Integrated with M-PESA, Airtel, Ecocash & Payway, enabling clients to repay their loans and deposit their savings over their mobile phones.


SMS Module

Send personalised payment reminders, arrears follow-up campaigns and marketing messages with ease. Learn more here.

Loan Officer Tablet App

Improve loan officer efficiency, extend outreach and increase revenue with the revolutionary Musoni App. Read the Accion case study here

End Clients
Financial Institutions

Learn how Musoni uses technology to extend financial inclusion and improve the lives of the unbanked.

Musoni is an excellent core banking system perfectly suited to supporting VisionFund’s digitalisation strategy

VisionFund (Myanmar)

The best all-inclusive microfinance software we have ever used with incomparable and excellent support services

First Choice Finance (Zimbabwe)

The advanced features of the Musoni System enabled Virl to expand into rural areas far faster, and at lower cost, than previously possible

Virginia Sibanda (CEO, Virl Microfinance)

Thanks to Musoni we can focus on our clients and not IT!

Rocio Ochoa (Director, Bidhaa Sasa)

So user friendly that loan officers are not required to be proficient in IT. The system has a simple graphic user interface and features a logical distribution of functions, so each user can easily access and manipulate the information they require

International Finance Corporation (case study - Minakshi Ramji)

The Musoni System is safer, more accurate and reduces the need for paperwork

Mama Bahati Foundation (Tanzania)

Musoni dramatically improved the way we track customer profiles and repayments

Tugende (Uganda)

The system is fantastic in terms of real time reporting, user friendliness and security. The people behind the system are a wonderful team

Neema HEEP (Kenya)

You guys are a pleasure to work with. Incredibly responsive, your support is excellent

Five Talents (East Africa)

The Musoni System will provide microfinance organisations in Zimbabwe with the solid foundations they need to grow their operations

Godfrey Chitambo (Executive Director, ZAMFI)

We have benefited exceedingly since we started using this technology. Our productivity has increased as the system is very user-friendly. Our data quality has improved... guaranteeing transparency to our stakeholders and clients

Antony Mayodi (CEO, Rafode)